Roma Finance UK LLP

Roma Finance UK LLP is a specialist lender in the UK property finance market. They provide bridging loans, development finance, and buy-to-let mortgages, catering to a diverse range of property investors, developers, and landlords. Roma Finance positions itself as a flexible and relationship-driven lender, focusing on understanding each client’s unique circumstances and tailoring solutions accordingly.

Bridging loans are a core part of Roma Finance’s offering. These short-term loans are designed to bridge the gap between property transactions or provide quick access to capital for renovations, auctions, or other time-sensitive opportunities. Roma Finance offers various bridging loan products with flexible terms, loan-to-value (LTV) ratios, and interest rates. They emphasize speed and efficiency in their underwriting process, crucial for borrowers relying on bridging finance to complete deals quickly.

Development finance is another significant area of focus for Roma Finance. They provide funding for residential and commercial property development projects, supporting developers from small-scale refurbishments to larger-scale construction. Roma Finance’s development finance solutions typically cover land acquisition, construction costs, and professional fees. They understand the complexities of property development and work closely with developers to structure finance packages that meet their specific project requirements. This involves careful assessment of project viability, planning permission, and the developer’s experience.

Roma Finance also offers buy-to-let mortgages, catering to landlords looking to expand their property portfolios or refinance existing properties. These mortgages are designed for investment properties and take into account rental income and other relevant factors. Roma Finance aims to provide competitive rates and flexible terms to help landlords achieve their investment goals.

A key differentiator for Roma Finance is their emphasis on building strong relationships with brokers and borrowers. They have a dedicated team of experienced professionals who are readily available to answer questions, provide guidance, and support clients throughout the loan process. This personalized approach is valued by borrowers who appreciate the direct communication and expertise offered by Roma Finance.

Roma Finance UK LLP is regulated by the Financial Conduct Authority (FCA), ensuring compliance with industry standards and providing borrowers with a level of protection and assurance. Their commitment to transparency and responsible lending practices further enhances their reputation in the specialist finance market.

In summary, Roma Finance UK LLP is a reputable provider of specialist property finance, known for its flexible lending solutions, relationship-driven approach, and commitment to supporting property investors, developers, and landlords across the UK.