Breeze Finance is a Birmingham, UK-based provider of asset finance solutions catering to businesses of all sizes. They specialize in connecting businesses with the funding they need to acquire essential equipment and assets, enabling growth and operational efficiency. Unlike traditional banks, Breeze Finance often works with a broader range of clients, including those with less-than-perfect credit histories or those who are just starting out.
Their core offerings revolve around various asset finance products. These typically include hire purchase, leasing, and finance leases. Hire purchase allows businesses to purchase the asset outright over a set period, paying in installments. Leasing provides access to the asset without ownership, with rental payments made over the term. Finance leases are similar to hire purchase but often carry different tax implications, where the asset is treated as though it is owned by the borrower, despite the legal ownership residing with the lender. Breeze Finance helps businesses determine which option best suits their needs based on their financial situation, tax position, and long-term goals.
A key differentiator for Breeze Finance is their personalized approach. They pride themselves on understanding the specific requirements of each client and tailoring finance solutions accordingly. They take the time to learn about the business, the type of assets required, and the overall financial objectives. This allows them to source the most appropriate and competitive funding options from their network of lenders. This personalized service is particularly valuable for small and medium-sized enterprises (SMEs) who may not have the in-house expertise to navigate the complex world of asset finance.
Breeze Finance deals with a wide range of asset types, from vehicles and machinery to IT equipment and office furniture. This versatility makes them a valuable resource for businesses across various sectors, including manufacturing, construction, transportation, and hospitality. They understand the nuances of different asset classes and can advise clients on the best way to finance their specific needs.
Located in Birmingham, Breeze Finance has a strong understanding of the local business landscape and the challenges faced by companies operating in the region. They are committed to supporting the growth of the Birmingham business community by providing access to flexible and affordable asset finance solutions. Their local presence also allows for face-to-face consultations and a more personal level of service than national lenders may offer. While their geographical focus is Birmingham and the surrounding areas, they may also serve clients across the UK depending on the specific requirements.
In summary, Breeze Finance offers a valuable service to businesses in Birmingham and beyond by simplifying the process of asset finance. Their personalized approach, wide range of products, and understanding of the local market make them a strong partner for companies looking to invest in their future and achieve sustainable growth.